Hasan Basri, Syiah Kuala University, Darussalam, Banda Aceh, Indonesia
M. Shabri Abdul Majid, Syiah Kuala University, Darussalam, Banda Aceh, Indonesia
Dhian Wahyuni, Syiah Kuala University, Darussalam, Banda Aceh, Indonesia

This study empirically examines why Indonesians  intend  to engage in Islamic home financing. Specifically, this study attempts w explore the influence of attitude, subjective norm, perceived  behavioural control and religiosity on the intentions of Indonesians to undertake  Islamic  home financing,  both simultaneously  and parti.ally.  Of  153,129 population  of the City of Banda Aceh, Indonesi.a, 100 respondents were selected as sample of the study based on the proportional stratified random technique. Using multi­ plelinear regression analysis, the study found that attitude, subjective norm, perceived behavioral control and religiosity simultaneously influenced the intentions to undertake Islamic home financing. Parti.ally, with the exception of religiosity variable which was found  w be insignificant, all other variables, namely attitude, subjective norm, and perceived behavioral control were found to positively and significantly affect the intentions to undertake Islamic home financing. These findings implied that these factors should be focused by the banking industry to attract potential customers to undertake Islamic home financing in Banda Aceh, Indonesia.

Keywords: attitude, subjective norm, perceived behavioral control, religiosity intention, Islamic home financing

Suggested citation: Basri, H. Abdul Majid, M.S. & Wahyuni, D(2016). Why do Indonesians intend to engage in Islamic home financing. Skyline Business Journal, Volime 12,  No 1,pp 37-47.

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Basri, H. Abdul Majid, M.S. & Wahyuni, D(2016). Why do Indonesians intend to engage in Islamic home financing. Skyline Business Journal, Volime 12,  No 1,pp 37-47.